❓FAQs
General Questions:
What is ConstructKoin (CTK)?
ConstructKoin is the world's first AI-powered real estate finance platform combining three revolutionary AI pillars: development finance, real estate agency disruption, and intelligent living ecosystems. CTK is the utility token providing access to our global property development finance ecosystem backed by real estate assets.
How do the three AI pillars work together?
Our AI pillars create a synergistic ecosystem where development finance data improves property valuation algorithms, transaction data enhances market predictions, and smart home data optimizes property management. This creates a comprehensive AI-powered real estate transformation.
How does the 10-phase presale work?
The presale consists of 10 phases with prices increasing linearly from $0.10 to $1.00. Each phase has a different token allocation based on an exponential decay curve, ensuring early participants receive maximum benefits while maintaining the target $100M raise.
What backs the CTK token value?
CTK tokens are backed by a £100M AI-enhanced UK development finance loan book which is secured to land assets. The loan book is generating up to 12 % annual returns alongside profits from project participation in new property developments. And as the project progresses revenue generated from the three pillars of AI into the real estate industry.
When will the stablecoin launch?
The transistion is planned for Year 2 based on our business plan, but this is subject to business developments, UK regulatory frameworks for digital currency, and successful completion of our development milestones. The immediate focus is on building our AI-powered lending platform and generating additional revenue models from our property development portfolio.
Investment Questions:
What is the minimum investment amount?
The minimum CTK token purchase is USD10 or USD50 subject to the token being used to purchase CTK per transaction. For an equity investment, the minimum is £100,000 (10 B Class shares).
How are returns generated?
Returns come from multiple AI-enhanced sources: UK development finance loan book interest (up to 12 % target p.a.), token price appreciation (min 10x potential), Revenue from property development partnerships, AI and Web 3 integration into property developments and the future operations within the growth of our three AI in Real Estate pillars being developed with property developers.
What are the risks?
Key risks include property market fluctuations, regulatory changes, AI technology risks, and cryptocurrency volatility. These are mitigated through reduced loan book exposure of 70% of total value. CTK tokens secured a charge on title, diversification, conservative lending practices, and multi-jurisdictional compliance.
Technical Questions:
How does the AI technology work?
Our proprietary AI products use machine learning models, Large language Models, BIM integration, and real-time market analysis across three pillars to reduce lending decisions from weeks to minutes while providing intelligent home management and automated real estate transactions.
Is the platform regulated?
The CTK token is a utility token. We operate under a multi-jurisdictional framework with UK corporate compliance for our commercial lending operations (which are unregulated), BVI VASP licensing applications is in process for our global token platform, with comprehensive AML/KYC procedures across all operations.
Last updated